The Federal Housing Administration (FHA)

FHA loans have been helping people become homeowners since 1934 (FHA), a part of HUD that insures the loan, so your lender can offer you a better deal.

  • Low down payment
  • Allows state and local down payment assistance. Some down payment assistance programs are Calhafa, platinum, city assistance, etc.
  • Easy credit qualifying

First Time Homebuyer?

FHA might be just what you need. Your down payment can be as low as 3.5% of purchase price, (lower with down payment assistance). This loan is available on 1 – 4 units owner occupied homes.  

To find out if you may qualify for an FHA loan, please contact TCMS today by calling (559) 686-0200.