If you are a first time home buyer, you'll want to give TCMS a call and learn more about low down payment FHA backed loans.
If your home has significantly decreased in value, you may qualify for HARP refinancing, don’t miss out on these historic low rates!
If you are a veteran, you may qualify for a no down payment loan through the Veterans Administration; contact TCMS today to find out more!
At TCMS, we are dedicated to helping residents of California’s Central Valley get the prompt mortgage and refinancing services they need at rates they can afford. Our loan officers are licensed, experienced and provide the attentive and dedicated customer service and attention prospective homebuyers need in order to make the process of obtaining financing easy. We want to ensure you are getting the best possible deal when you get your mortgage through TCMS.
Contact Us Today for Information Regarding Any of the Following
FHA Loans – Backed by HUD, requires 3.5% down payment and a credit score of at least 600
Conventional Loans – Minimum score of 620 with 5% down payment/homepath
Refinancing – To reduce interest rates or to cash out
HARP 2.0 Loans – Rate reduction for existing loans higher than value of property
Rehab Loans – Allows for repair funds for your property
VA Loans – Backed by the US Department of Veterans affairs – no down payment required
First Time Home Buyer Loans – Features helpful down payment assistance program
Jumbo Loans – We can help you secure loans over $417,000
USDA Loans – 100% Financing available
Private Financing – We offer an array of shorter term unconventional loans